Let OMNI Help You Conquer Your Holiday Checklist!
We understand that the holidays can bring about unexpected expenses. That's why we're here to lend a helping hand with our Holiday Loan, featuring incredibly competitive rates. You can select from loan options of $1,000, $2,000, or $3,000, all with a low 10.90% APR*.
You can easily complete your application online or send it back to OMNI to simplify the process. Our quick processing ensures that if your application is approved, your funds will be deposited into your account within just 5 business days!
Don't worry about rushing – our holiday loan application is available from November 1 to December 31, 2024.
If you have any questions or need assistance, please don't hesitate to call us at 866-OMNI-WOW or visit one of our branches.
*Annual Percentage Rate. Subject to credit approval. Payment estimates based on the first payment due date from the date of disbursement. Your final payment will vary depending on the date your loan is disbursed. Offer expires December 31, 2024. Limit one Holiday Loan per account. Loans disbursed November 1 through November 30, will have the first payment due on December 20, 2024 and monthly thereafter. Loans disbursed December 1 through December 31, will have the first payment due on January 20, 2025 and monthly thereafter. Payments will be automatically transferred each month from your Regular Savings Account unless otherwise specified.
You promise to pay the credit union the amount selected above plus interest on the unpaid balance at the rate you have selected according to the schedule in the Truth-In-Lending Disclosure.
Notice to Co-Borrower: If you are signing this note as a co-borrower you agree to be equally responsible with the borrower, and the credit union may collect the entire amount due from you. The credit union does not have to notify you that this NOTE has been paid. The credit union may delay enforcing any of their rights under this note without losing them.
Prepayment: You can prepay all or any part of this loan at any time without penalty.
Late Charges: Fines for charges may be imposed for late payments on this loan up to the maximum shown in the "Truth-In-Lending Disclosure".
Default: You are in default if you fail to make a payment by the scheduled due date.
Acceleration: If you are in default, any part of this loan then unpaid is due and payable without notice to you at the credit union's option. You agree to pay all usual and customary costs of collection including reasonable attorney fees and all taxable court costs permitted by law.
No Waiver: The credit union can delay enforcing any of its rights any number of times without losing its rights.
If payments on this loan are up to date, the borrower(s) can withdraw shares and/or deposits in excess of $5. Your signature is your signature on the Note and Pledge of Savings. The borrower(s) acknowledge receipt of this form prior to signing. Subject to credit approval.