OMNI Debit Card

Share OMNI. Earn $200 each.

Being part of OMNI means having a financial partner who puts you first. When you share that experience with someone you care about, we'll thank you with a special referral reward once they become a member and complete qualifying steps.*

  • Friendly, community-focused service
  • No monthly fees or minimum balance
  • 30,000+ surcharge-free ATMs
  • Help friends enjoy simple, stress-free banking designed around their needs

Open An Account

Enjoy a Lifetime of Benefits as a Member

Cashback Rebate

Home of the Cashback Rebate

Thanks to the support of our members, we are able to share our profits by paying our members a rebate each year. We're one of the few financial institutions in the country that offer this program!

On the Go

Convenient Access on the Go

Stay connected with OMNI's Digital Banking. Access your accounts anytime, anywhere!

5 Stars

Five-Star Member Service

“OMNI is a great credit union. They monitor accounts and text if they have a question on charges not normal for my account. I can earn cash depending on my account balance and I can deposit checks from anywhere with Digital Banking. Highly recommend this place to do your banking or if you need a loan.”

“I've had excellent service from OMNI. I have a checking and savings account, line of credit (card), and have taken out loans with them. They offer quick response (24 hours or less response time) and have helped me every time assistance was needed. I would recommend anyone to OMNI that wants consistent banking.”

“OMNI is a great bank. You can auto deposit checks from anywhere. They monitor your account and red flag abnormal purchase amounts. Friendly staff. 24hr teller is easy to use and we are loyal customers here for life.”

At OMNI, we want to see you succeed and thrive financially

From products for everyday banking needs like checking, savings or credit cards, to bigger life goals such as mortgages, auto loans, or investment planning, we've got the financial tools and are here to serve you. Become a member in as little as five minutes.

Join Us Today

Referral promotion valid from November 28 through December 31, 2025. Referring members will receive a $200 reward for each new member who opens an OMNI account using their unique referral link and meets all program requirements within 60 days of account opening. Maximum reward is $1,000 per referring member per calendar year (up to 5 qualifying referrals). To qualify, the new member must: (1) receive ACH direct deposits averaging at least $500 per month, (2) complete a minimum of eight (8) debit card transactions, (3) enroll in eStatements, and (4) log in to Digital Banking. Restrictions may apply. See full terms and conditions here.

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